A New Standard in Monthly Fixed-Income
Structured Returns of 2-3% Per Month
FCMA Fixed Coupon Managed Account
Welcome to VFX Wealth Management, and thank you for taking the time to learn more about who we are and how we work.
At VFX, our mission is simple: to help clients grow and protect their wealth through disciplined strategy, transparency, and access to professional-grade market opportunities. In a world where financial markets can feel complex, noisy, and unpredictable, we focus on clarity, structure, and consistency.
Our approach is built on experience across global FX, commodities, and digital asset markets, combined with robust risk management and modern technology. We don’t believe in unnecessary complexity or short-term hype — instead, we prioritise well-researched strategies, measured decision-making, and long-term value creation.
Most importantly, we believe wealth management should feel personal. Every client journey begins with understanding your objectives, your expectations, and your comfort with risk. From there, our team works diligently to manage capital with care, discipline, and accountability.
Vortex FX Ltd operates VFX Wealth Management, delivering the VFX Fixed-Income Note. We are proud to welcome you to VFX Wealth Management and look forward to building a trusted, longterm relationship with you.
Warm Regards,
Kevin Hall
Chief Executive Officer
VFX Wealth Management
Capital Protection Framework
The VFX Note provides a structured monthly income target supported by active trading strategies. Client capital is held in segregated accounts and reinforced by capital-adequacy reserves maintained to support the stability of the programme and meet payout obligations. While these measures are designed to protect investor capital and reduce downside risk, returns and capital values are not formally guaranteed, and investors may be exposed to loss under adverse market conditions.
Key Features & Benefits
- Structured Monthly Income:
Returns of 2–3% per month, paid monthly, with tiered enhancements for larger allocations.
- Capital Segregation & Risk Framework:
Client funds are held in segregated accounts and supported by capital reserves designed to enhance stability.
- Institutional-Grade Trading Infrastructure:
AI-driven execution across FX, metals, and digital assets, combining automation with experienced human oversight.
- Performance Transparency:
Investors have full visibility via independently verified reporting and read-only access.
- Flexible Liquidity:
A minimum 90-day holding period applies, followed by a 28-day notice for redemptions, with no penalty-based exit structures.
- Simple, Passive Exposure:
No trading knowledge required—capital is managed professionally on your behalf.
INVESTMENT ILLUSTRATION
All trading performance is fully transparent and independently verifiable:
- MyFXBook (Direct Access):
- MetaTrader 5 – Live Read-Only Viewer:
Broker: Vortex FX
Account: 300869
Password: Vfx1234!
(Download MetaTrader 5 → Add Broker → Enter login credentials)
Funding Options
Investors can fund their accounts via:
- Debit or Credit Card
- PayPal
- Bank Transfer
- Cryptocurrency
VFX Expert Adviser (EA) - Trading strategy
Vortex FX (The broker) specialises as a trading technology provider covering the Global Forex Market. The strategy objective is to deliver consistent growth whilst safeguarding capital by combining algorithmic and discretionary trading.
INVESTMENT ILLUSTRATION
Cumulative Growth
Investors may choose between two investment options at the outset:
Income Option: Investors receive monthly interest payments credited to their account, which may be drawn down at their discretion. Invested capital is subject to a minimum 90-day holding period.
Compounding Option: Invested capital is locked in for a fixed term of 12 months, during which interest is compounded and reinvested. At the end of the 12-month term, investors may choose to withdraw their investment or continue by selecting either the Income or Compounding option.
| Investment | £10,000 | £50,000 | £100,000 | £250,000 |
|---|---|---|---|---|
|
Monthly Yield |
2.0% |
2.4% |
2.8% |
3.0% |
|
1 Year Income |
£2,400 |
£14,400 |
£33,600 |
£90,000 |
|
1 Year Cumulative Profit |
£2,682 |
£16,461 |
£39,289 |
£106,440 |
|
3 Year Income |
£7,200 |
£43,200 |
£100,800 |
£270,000 |
|
3 Year Cumulative Profit |
£10,399 |
£67,427 |
£170,242 |
£474,570 |
|
5 Year Income |
£12,000 |
£72,000 |
£168,000 |
£450,000 |
|
5 Year Cumulative Profit |
£22,810 |
£157,476 |
£424,308 |
£1,222,901 |
The above table illustrates gross profit only and does not include the capital sum invested.
Monthly Performance %
| Jan | Feb | Mar | Apr | May | Jun | July | Aug | Sep | Oct | Nov | Dec | Year | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
2025 |
5.83 |
4.79 |
8.47 |
7.01 |
6.37 |
6.89 |
4.01 |
9.6 |
8.24 |
5.23 |
5.22 |
61.21 |
76.28 |
|
2024 |
1.98 |
3.66 |
7.87 |
-1.21 |
4.56 |
11.9 |
3.5 |
13.25 |
8.12 |
3.19 |
5.81 |
6.17 |
68.8 |
|
2023 |
6.48 |
5.17 |
4.04 |
11.72 |
6.23 |
5.59 |
9.82 |
4.33 |
12.64 |
5.29 |
4.87 |
6.82 |
83 |
|
2022 |
7.11 |
3.89 |
7.68 |
4.22 |
5.43 |
5.19 |
-13.22 |
9.22 |
1.18 |
2.98 |
4.89 |
3.51 |
42.08 |
|
2021 |
6.12 |
6.86 |
11.29 |
8.1 |
10.19 |
5.89 |
8.78 |
4.99 |
4.71 |
8.24 |
10.11 |
5.92 |
91.2 |
|
2020 |
– |
– |
– |
– |
– |
– |
– |
7.32 |
11.27 |
17.69 |
4.81 |
6.89 |
78.98 |
Past performance is not indicative of future results. Trading and performance are conducted in USD. Investor subscriptions may be made in USD, GBP, or EUR. A minimum term of 90-days holding period applies.
Redefining Algorithmic Trading
Born from innovation rather than design, VFX-EA pioneered disruption in the forex markets through algorithmic intelligence. By merging AI with trading expertise, it delivers advanced, risk-focused tools that challenge traditional systems. Backed by 28 years of software and forex experience, VFX-EA provides real-time asset management while uniting cutting-edge technology with human insight.
Trading Opportunities
Continuously analyzing market dynamics to identify optimal trading moments.
Risk Management
Ensuring sufficient funds are readily available to complete trading cycles.
Trading Psychology
Studying patterns and utilizing comprehensive tools to navigate diverse market conditions.
Investment Overview
Interest rates determined by the total investment amount at the time of allocation:
Minimum Investment:
5,000 USD/ GBP/ EUR
Below $50,000:
2%
$50,000 – $99,999:
2.4%
$100,000 – $249,999:
2.8%
Allocations above $250,000:
3%
Capital Protection Framework
The VFX Note provides a structured monthly income target supported by active trading strategies. Client capital is held in segregated accounts and reinforced by capital-adequacy reserves maintained to support the stability of the programme and meet payout obligations. While these measures are designed to protect investor capital and reduce downside risk, returns and capital values are not formally guaranteed, and investors may be exposed to loss under adverse market conditions.
The VFX Advantage
AI-driven trading with institutional-grade execution.
Adaptive execution
responds instantly to changing market conditions with minimal slippage.
Institutional-grade infrastructure
zero spreads, no swaps, instant high-speed execution, and direct market access.
Advanced risk management
Designed to minimize drawdowns while sustaining consistent returns.
Proven performance
tested across multiple market cycles with scalable, repeatable results.
Technology + insight
integrates AI, machine learning + expert trading models for precision & efficiency.
Uniting AI innovation with robust trading infrastructure
VFX offers clients a strategy that is scalable and resilient, designed to maximize opportunities while protecting capital.
Our Team
The VFX programme is led by a team with nearly three decades of combined experience at the intersection of financial markets and advanced software engineering. This unique expertise ensures that VFX blends cutting-edge technology with practical trading insight, creating a strategy that is both robust and future-ready.
Invest With VFX
Exposure to an AI-driven strategy, backed by 28 years of professional expertise, forming part of the structured methodology supporting the VFX Wealth Management bond. Get in touch with us today on:
E: enquiries@vfxfx.com
T: + 44 (0) 800 912 5282
A New Standard in Fixed-Income Performance
The Vortex FX 2-3% (Dependent on investment level) Monthly Fixed-Income Note is designed for investors seeking predictable, high-yield monthly returns supported by a transparent, technology-driven global financial ecosystem.
This programme combines the strength of institutional-grade technology with the simplicity of a fixed-income product. Clients receive stable monthly returns without the need to understand FX, digital assets or trading systems. Your capital works professionally, quietly and consistently.
About Vortex
Vortex FX Ltd is an international financial technology group specialising in advanced trading systems, regulated custody, multicurrency payments, and high-security financial infrastructure.
Higher Yield. Faster Liquidity. Zero Complexity.
Comparing Modern Fixed-Income Innovation with Legacy Bond Structures.
Vortex FX Monthly Coupon
- Fixed 2-3% per month
- 28-day notice; mandatory 90-day holding period
- Monthly coupon payments
- No interest-rate risk, no bond price volatility
- Modern dashboard, real-time visibility, segregated capital
Typical Fixed-Income Bonds
- 3–8% per year
- Multi-year lock-ins; early, exit losses common
- Semi-annual or annual coupon payments
- Bond values fluctuate with rates, credit rating, and market conditions
- Limited visibility; traditional, slow reporting systems
For investors accustomed to the limitations of conventional bonds, the Vortex FX Note represents a new category of fixed-income performance. With its high monthly yield, flexible redemption structure and institutional grade oversight, it replaces slow-moving, rate-sensitive bond mechanics with a secure and transparent income engine designed for today’s financial landscape.
All investments are subject to a mandatory minimum holding period of 90 days from activation. Following completion of the initial holding period, investors may request redemption by providing a minimum of 28 days’ written notice.
Investment Information How the Note Works
Your capital is placed into a segregated structure managed exclusively by Vortex FX. Behind the scenes, the company deploys institutional-grade technology and regulated execution to generate consistent performance.
What supports the coupon?
The Note is supported by Vortex FX’s full operational ecosystem, including:
Regulated Custody & vIBAN Banking
- Delivered via Everest (EU regulated CASP)
- EUR, GBP, USD vIBAN accounts
- Multi-bank liquidity and fast settlement
Proprietary Trading Engine
- AI-driven MT4/MT5 execution
- 24/7 automated trading
- FX, gold and digital asset pairs
- Regulated broker execution
Virtual Cards for Real-World Spending
- Works instantly with Apple Pay and Google Pay
- Instant issuance and global acceptance
- 0% FX fees on eligible transactions
VFX Token Utility
Layer
- Supports ecosystem access
- Fast, low-cost Solana-based settlement
- Transparent on-chain reserves
The Engine Behind Your 2-3% Monthly Yield
The returns are enabled by a robust, multi-layered ecosystem designed for consistency, capital protection and operational stability—allowing the Note to deliver predictable returns automatically.
Proprietary Trading Engine (MT5 / VFX Algorithmic Infrastructure)
Institutional-grade, automated trading across FX, metals and digital assets provides consistent, technology-driven performance.
Staking & Ecosystem Rewards
Internal reserves and optional staking strengthen liquidity buffers, reinforcing the system’s overall stability.
Multi-Currency vIBAN Accounts & Payment Infrastructure
All activity is executed through toptier, regulated brokers, supporting stable performance and deep market liquidity.
VFX Token Utility Layer (Solana-Based Settlement)
On-chain, low-cost settlement via the VFX token (Solana-based) enhances efficiency, transparency, and operational flow.
Regulated Custody via Everest (EU-Regulated CASP)
EU-regulated custody and multi-currency vIBAN accounts ensure secure capital handling and efficient liquidity movement.
Investor Protections
The Vortex FX Note is built on a strong foundation of security and oversight. Before detailing each safeguard,
here is the protection framework that underpins every client’s investment.
Capital
Reserve Framework
Client funds are held in dedicated, ring-fenced accounts to ensure full separation and protection.
Monthly
statements + read-only system access
Client funds are held in dedicated, ring-fenced accounts to ensure full separation and protection.
Tier-1 liquidity and
regulated broker execution
A structured reserve is maintained to reinforce stability and support all payout obligations.
Independently
verified reporting
Performance and operational data are validated by independent third parties to uphold transparency and trust.
Capital
Reserve Framework
Client funds are held in dedicated, ring-fenced accounts to ensure full separation and protection.
Tier-1 liquidity and
regulated broker execution
A structured reserve is maintained to reinforce stability and support all payout obligations.
Monthly
statements + read-only system access
All activity is routed through regulated, Tier-1 brokers, ensuring deep liquidity and institutional grade execution.
Independently verified reporting
Performance and operational data are validated by independent third parties to uphold transparency and trust.
Fixed Monthly Coupon Returns
Tailored to Investment Size
Investors receive a structured fixed return ranging from 2% to 3% per month, with tiered enhancements at £50k, £100k, and £250k
thresholds—ensuring larger allocations benefit from higher monthly yield. The monthly yields are as shown:
2%
For Investments
Below $50,000
2.4%
For Investments Between
$50,000-$99,999
2.8%
For Investments Between
$100,000 - $249,999
3%
For Investments
Above- $250,000
Investment tiers and monthly coupon returns of 2%–3% are calculated based on the USD-equivalent value of the investor’s subscription amount at the time of investment. Trading and performance are conducted in USD. Investor subscriptions may be made in USD, GBP, or EUR. A mandatory 90-day holding period applies, followed by a 28 day notice period for redemptions.
Risk Warning
Please remember that the value of investments can fall and you may lose more than your initial investment. Trading carries a high level of risk to your capital, and is not suitable for all investors. Please ensure you fully understand the risks and seek independent advice if necessary.
Simple Entry. Flexible Exit.
A streamlined onboarding process paired with flexible, penalty free redemption:
Complete the Subscription Agreement
Submit the formal agreement that outlines the terms of your investment and confirms your subscription to the Note
Provide KYC Documentation (if required)
Supply the necessary identification documents
Sign the Note Holder Agreement
Review and sign the agreement that sets out your rights, obligations and the structure of the 2-3% Monthly Fixed-Income Note
Transfer Funds and Activate Your Investment
Send your subscription amount to the designated account. Once received, your investment is activated and monthly coupon payments commence
Liquidity & Redemption
Flexible, Transparent Access to Your Capital
Investments are subject to a mandatory 90-day minimum holding period. After this period, redemptions require 28 days’ written notice. Average redemption processing time is 10–14 business days following the notice period.
28 Day Notice
28-day notice period for orderly settlement
Quick Redemption
Average redemption 10–14 liquidation business days
No Penalties
Investments are subject to a mandatory 90-day minimum holding period
Hedged Positions
All open positions hedged prior to liquidation.
Performance Transparency
See your investment in real time, with independently verified results and clear monthly statements—every movement of your capital fully accountable.
- Live MT5 read-only access
- MyFXBook-verified results
- Monthly coupon & balance statements
- Independent treasury reconciliation
This website and any associated client materials are operated by VFX. Vortex FX acts solely as the execution broker. The VFX Strategy refers to a proprietary trading methodology and does not constitute a f inancial product or investment offering. VFX Wealth Management is the issuer of the listed bonds or loan notes referenced herein. All information provided is for general informational purposes only and does not constitute investment advice, financial advice, a recommendation, or an offer or solicitation to buy or sell any f inancial instrument. Any investment opportunities referenced relate exclusively to listed bonds or loan notes and are made available strictly in accordance with, and subject to, the terms, conditions, and risk disclosures contained in the relevant prospectus or offering documentation.Past performance is not indicative of future results. All investments carry risk. The value of investments may fluctuate, and capital is at risk. Investors may lose some or all of their invested capital.
The VFX Ecosystem
Trade. Earn. Spend. All Connected.
VFX has been built as a complete, end-to-end financial ecosystem, designed to connect professional trading infrastructure, structured investment products, and real-world spending utility.structured investment products, and real-world spending utility
- Vortex FX: execution layer - providing brokerage and market access.
- VFX Strategy: an AI-driven strategic trading methodology developed from decades of professional market experience.
- VFX Wealth Management: investment layer, offering structured bond and loan note opportunities.
- Bringing it all together is VFX’s real-world utility layer — the VFX Crypto Card Programme.
VFX Crypto Card Programme - From Markets to Everyday Spending!
The VFX Crypto Card Programme was created to solve a core problem in modern finance: how to move value seamlessly from trading and on-chain rewards into everyday spending. The programme offers two card types, providing flexibility, control, and global usability.
Card Types
- Physical USD Card
- Virtual VFX Tokenised Card
Together, they give users total control over how funds are accessed, spent, and managed.
PHYSICAL USD CARD
Key Features
- Spend crypto or earned rebates instantly
- 0% FX fees on eligible transactions
- Secure monthly limits of up to £400,000
- Integrated with staking and reward wallets
VIRTUAL VFX TOKENISED CARD
Real Utility. No Friction.
The VFX cards connect the VFX trading and investment ecosystem directly to real-world payments, enabling smooth conversion between on-chain value and fiat spending without unnecessary intermediaries.
This ensures that performance generated within the ecosystem is not theoretical – it is usable, accessible, and practical.
Card access and authentication are available via: www.vfx.money
Vortex FX Trusted Partners
Vortex FX is built on partnerships with regulated, institutional-grade providers whose infrastructure enhances the security, performance and long-term resilience of our ecosystem.
Your Secure Wallet, Banking & Liquidity Layer
Everest is an EU-regulated Crypto Asset Service Provider (CASP) that powers the wallet, banking, and liquidity systems behind Vortex FX and the VFX Token.
Safe, Regulated Custodial Wallet
- EU-licensed platform
- Stores crypto, stablecoins, and multi-chain assets
- Institutional security and protection
vIBAN Banking (EUR / GBP / USD)
- Virtual IBAN accounts for fast deposits & withdrawals
- Move money easily between fiat / crypto
- Works like a modern digital banking experience
Payments & Global Banking Partners
- Smooth fiat pay-ins and pay-outs
- Crypto settlement and stablecoin rails
- Makes moving funds in/out of the ecosystem simple
Deep Liquidity Access
- Connected to 4 major exchanges + 2 global OTC desks
- Fast execution, low slippage, and reliable liquidity
- Aggregated access across top-tier markets
Everest makes VX Wealth Management easy, safe, and scalable by enabling simple onboarding, regulated asset storage, smooth fiat-to-crypto movement, and access to deep global liquidity— while powering future features like cards, payments, staking, and pre-sales.
Partnering with WhiteBeard gives VFX access to institutional-grade liquidity, advanced risk management, and AI-driven execution. WhiteBeard is a trusted liquidity provider to some of the biggest and best platforms in the industry, which means tighter spreads, smoother trading, and a more reliable experience for all VFX users.